The One

The one blog for your financial side.

New articles published weekly

Dec 9, 20214 min read

Year End Financial To-Do List

What financial, business, or life priorities do you need to address for the coming year? Now is an excellent time to think about the investi

Dec 9, 20213 min read

End-of-the-Year Money Moves

For some, this year has been as complicated as learning a new dance. Did you start a new job or leave a job behind? That’s one step. Did you

Dec 9, 20212 min read

2022 Contribution Limits

Preparing for retirement just got a little more financial wiggle room. If these increases apply to your retirement strategy, a financial pro

Nov 25, 20212 min read

5 of the Biggest Estate Planning Mistakes

We all want to do what’s best for our loved ones. Part of that includes diligently planning our estates to make our passing as easy for them

Nov 18, 20213 min read

Taking Care of Loved Ones with a Trust

We have to come to terms with the idea we will someday leave our loved ones behind. We are powerless to that fact of life. We do have the po

Nov 11, 20212 min read

The Best Time to Form a Trust

The benefits provided by a trust can be important to your family in the difficult time that will follow your passing or an event which left

Oct 29, 20212 min read

Do all businesses need key man insurance?

Since the beginning of time, businesses and business owners have been seeking to shield themselves from unnecessary risk. One risk that even

Oct 27, 20212 min read

Do Kids Need Life Insurance? 3 reasons they might

Insuring your child is a great way to protect them for the rest of their life. You can provide their loved ones with a safety net even if yo

Oct 21, 20212 min read

4 Times in Life we have to Reevaluate our Life Insurance Coverage

It's important to consistently reevaluate our needs, especially the need to protect our family.

Oct 19, 20211 min read

Is the Backdoor IRA Going Away?

2021 might be the final year to take advantage of this strategy. It's a strategy used to help high income earners take advantage of the Roth

Oct 13, 20212 min read

Who Will You Leave Your Wealth To?

Planning an inheritance can keep some people up at night. It’s important to move past any discomfort and to successfully organize an estate

Oct 7, 20212 min read

Is Group Life Insurance Through an Employer Enough?

This is a common question that many of our clients ask us, and the answer comes down to more than just the amount of death benefit offered

Sep 28, 20212 min read

National Life Insurance Month

It’s September, and even though insurance is important every month of the year, this is National Life Insurance Awareness Month.

Jul 22, 20212 min read

Procrastinating? Debunking our Top 12 Retirement Planning Excuses

After 18 years of business, we’ve heard it all. If you’ve been putting off retirement contributions or ignoring financial responsibilities.

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Jul 13, 20213 min read

New Job? How to Make the Most of It

So, you landed a new job, congratulations! Here are some simple and actionable tips that will help you make the most of your new opportunity

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May 28, 20212 min read

It's National Disability Insurance Month

So what are we celebrating during National Disability Insurance Month? This month we celebrate protecting our income and independence

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Apr 14, 20212 min read

Home Equity’s Effect on College Financial Aid

College is incredibly expensive. taking advantage of financial aid and planning strategies can be crucial for your children or grandchildren

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Apr 1, 20212 min read

Why Procrastinating Can Ruin Your Golden Years

Procrastination is the act of intentionally delaying something due to an unwillingness to exude effort. It can ruin your golden years

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Dec 14, 20202 min read

Are You Hurting Your Chance for Life Insurance Approval?

Not only your health, but your personal history can also cause you to be declined for life insurance.

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Jan 11, 20203 min read

Insurance Needs for Empty Nesters and Retirees

Thinking about coverage as you enter a new life phase? Financial and insurance priorities change, adjusting to your new life stage.

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The One

Michael G. Romanello, CEP, CLTC